Merix Jobs | Sr. Full Case Underwriter MERIX – Remote Job Employment In Toronto, ON

Sr. Full Case Underwriter MERIX – Remote
MCAP at a Glance
Joining MCAP means you will be a part of our diverse workforce of highly talented individuals who are recognized for their expertise and success! At MCAP, your professional expertise, commitment to teamwork and passion for service excellence are recognized and rewarded with competitive total rewards offering, a career with continuous learning and development (formal & informal training), and exciting opportunities in a dynamic, entrepreneurial environment.
The Role

This position is responsible for contributing to the Merix Credit Operations team. You will be responsible for reviewing and analyzing incoming applications to ensure they are complete and comply with established credit policies.
Role Specific Accountabilities include, but are not limited to the following:

• Verify/validate all required mortgage/client information relative to a ‘full service’ environment
• Provide timely and accurate credit decisions to mortgage originators
• Gather and document necessary reports about the applicant such as credit history, income status etc.
• Assist other underwriters with questions or concerns regarding the approval or rejection of a loan application
• Negotiate, structure and evaluate mortgage applications with the defined scope of approval authority
• Prepare recommendations from residential loans that are over defined scope of approval limit and present submissions to the appropriate team member
• Ensures awareness and compliance of all aspects of the QA program
• Maintain knowledge of all applicable underwriting guidelines

What You Bring To The Team

• 5+ years experience performing all underwriting procedures in accordance with established laws and regulations
• AMP designation/in progress is considered an asset
• Mortgage Broker license considered an asset
• Customer Service focused
• Flexible and adaptable / able to multi-task under pressure
• Excellent communication skills
• Proven ability to meet deadlines
• Working knowledge of Microsoft Word/Access/PowerPoint/Excel
• Working knowledge of Internet and Email Applications (Outlook/Outlook Express)
• Excellent judgment / must be able to make independent decisions
• Self-Motivated/proactive mindset and Detail oriented
• Ability to work independently as well as part of a team
• Excellent organizational skills and analytical skills
• University/College degree in related field preferred

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies in Canada, then we want to hear from you!
Be A Part Of Something Great

MCAP is Canada’s largest independent Mortgage Finance company with over $140 billion in assets under management providing mortgage solutions for residential and commercial properties. For over 35 years, MCAP originates, trades, securitizes and services mortgages in offices across Canada. MCAP originates residential mortgages exclusively through the mortgage broker channel as we believe that a professional mortgage broker is a consumer’s best option and MCAP actively promotes the services of mortgage brokers across the country. MCAP is also a leader in the Canadian residential construction lending market with over 25 years in the business. Our teams of dedicated professionals serve a variety of developer, construction and lender clients across Canada.
Position #: req1420
Employment Status: Permanent Full Time
Location: Toronto; Ontario
Number Of Openings: 1
Department: Residential
Internal Job Title: Underwriter

The above information in this description has been designed to indicate the general nature and level of work performed by employees in the position. It is not designated to contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

MCAP provides equal opportunities for all applicants and is committed to fostering an inclusive, accessible environment, where all employees feel valued, respected and supported throughout the recruitment and employment process. If you require accommodation, we will work with you to meet your needs.